You cannot be deceived by the Apple SAPPHIRIRESERVE Apple Privileges and 100,000 rewards

Chase Sapphire Reserve®* has many new annual credits and features, such as Apple Plus and Apple Music, at a value of $ 250 annually (ends June 22, 2027). Chase to update The card last week, and all the details look good on paper (regardless of the annual fees amounting to $ 795), but there are some micro -printed changes that are not very large.

Cards holders will now have to do more work to get enough card to cover its cost. This means that the average credit holder will not even want to consider this an option. It is just – all the new features prevent me from applying for the card as well.

I don’t think you should recover dozens of credits, and subscribe to many free subscriptions, only Flights And hotels when your points are strengthened, or you feel you are forced Peloton buy To make sure you get enough value to justify the annual card fees.

There are some important changes to the card rewards as well. It has a greater welcoming offer and new reward rates, and less exciting, chase changes how the card points estimate. The card source also Whoever is qualified to get a welcome offer has been changed On sapphire cards. But we will reach that.

I am sure that some travel card experts and credit cards will differ, and they can easily get enough value to justify the higher fees, but for all credit card holders who prefer a more automatic and simplified experience, it doesn’t seem worth additional effort.

Here’s everything Chase has been changed with the Sapphire Reserve update.

How does the new Chase Sapphire reserve looks?

Chase changed the card bonuses and how much it deserves when the recovery time is time.

New and comparative bonuses

New rewards	Old rewards
8x points for all traveling travel through travel chas	10x points to book hotels and rent cars through travel chas
4x points on flights and hotels reserved directly	5x points on the seized flights through Chis
3x points when eating	3x points for all other travel
1x point for everything else	1x point for everything else

These changes are good. Food bonuses seem to be irrational on a travel card, and this is something that I was not seen on the card originally. Also, you do not always need to book through the Those Travel opens more chances of travel and earning.

The card also includes a higher welcoming offer:

• 100,000 bonus points and $ 500 credit travel to spend $ 5,000 in the first three months of the opening of the account.

Chis also changed some eligibility requirements for the sapphire card. While in the past, you can earn a Sapphire’s welcome reward (from Chase Sapphire Preferred®* or Sapphire Reserve once every 48 months, you can now earn only one bonus for any card for each card.

For example, since I have the favorite Sapphire and I have already got its welcome offer, if I apply for a reserve, I will not be eligible to earn a new welcome offer. This unfortunate change does not do much to stimulate the promotion.

Chase also changed the value of the rewards you earn through Boost New Point.

You are used to be able to recover your travel points via Chis with a value of 1.5 cents per point. Now, you will earn 2 cents per point, but only with redemption and reinforced hotels only. And if you recover your points for any triple flight or hotel, its value will be only 1 percent. You can still transfer your points by 1: 1 to the travel partners in Chase.

This is clear that this is less flexible than the previous card rewards program, and it is likely that it will cause the card holders to be missed at the value that had been secured. What if there are no enhanced flights or hotels for when and where are you looking for travel?

You will either need to wait or cover your journey. Or, you can move your points where their value can be more – but again, this work takes more than just recovery through your card source gate to get a small bonus, as before. The favorite Sapphire is now using Boost Boost as well.

New annual credits

The card also acquires a handful of new annual credits:

• $ 500 Edit℠: The Edit is the new Chase collection, which includes more than 1100 hotels. You get $ 250 from January to June, and another $ 250 from July to December.
• Eating credit of $ 300: Again, divided by half – $ 150 for January to June, and another $ 150 for the month of July to December.
• $ 300 StuBHub Credit: $ 150 for January to June, $ 150 for the month of December. December 31, 2027 ends.
• Apple Plus and Apple Music membershipWorth $ 250 annually. Ends June 22, 2027.
• 120 dollar credit: You get a monthly statement of $ 10 for Peloton membership until December 31, 2027, with a maximum of $ 120 annually. In addition, 10x bonuses will gain Peloton equipment purchases.

Those are the new credits. There are also a number of others. You can see it all Chis page. The source says the card offers more than $ 2700, but you will really need to work to achieve this.

For those who spend $ 75,000 traveling on the card in a evaluation year, you will open a southwest travel balance of $ 500 in addition to a list A list A, ihg Diamond Elite Status and $ 250 in the data data in Chase. This is the most likely high spending threshold that the most mysterious traveler can reach it, and does not seem to be a great return on investment.

And higher fees

Finally, the card now costs $ 245 more than it was a month ago. The annual fees of the Chase Sapphire Reserve are now at $ 795, and it is one of the highest rates on the market. Although the credits provided can exceed the card price, you will need to do the work to use everything you offer.

This means purchasing and using Peloton, checking the points enhancement program, ordering Doordash, using LYFT and taking advantage of new eating credit, two travel balances, etc. It is a lot of homework. If you do not use enough additional privileges, you are likely to be on a hook for at least part of the annual fees.

Do you have to get this card?

In short, I think there are people who will find this card worthy of it, especially those who have higher travel budgets (and perhaps a type of assistant to help them track everything), but for the average traveler or credit card holder, they are likely to leave the value on the table and attach to high annual fees.

There are a lot of offers here, which is great, but the change in how to estimate points, and the amount of additional work that you should do annually to make the $ 795 card fee actually worth the cost, do not add to me. But again, I may see credit card slightly differently from most card experts. I like the easy way, which is the path that guarantees value without any financial erosion or works outside my usual routine.

So I will be happy with my favorite sapphire, which provides less, but only $ 95 per year.

I use it to eat my expenses for dining and travel, and get my points for trips to the home through TRASE Travel and take advantage of its annual credit to show the hotel of $ 50.

There may not be countless annual and membership credits and subscriptions, but I barely need to do any additional work – and certainly I do not need to increase spending – to achieve its value in exchange for the amount of cost annually.

*All information was collected about the Chase Sapphire and Those Sapphire reserve independently by CNET and was not reviewed by the source.