The unified payment interface in India (UPI) recorded a major landmark in August 2025, crossing 20 billion monthly transactions for the first time, according to new data from the National Payments Company in India (NPCI).
The total number of transactions reached 20.01 billion, which represents an increase of 34 % on an annual basis from 14.9 billion in August 2024. By value, UPI recorded 24.85 rupees, an increase of 21 % of 20.60 rupees in the same month.
Although the value of August treatment was marginally less than 25.08 July Rural, it remained close to the highest level at 25.14 rupees, registered in May 2025.
Daily averages and use standards
The average number of daily transactions in August reached 645 million, while the average daily value reached 80,177 crores, which reflects the increase in UPI in both high -frequency retail sales and a large size.
“The crossing of 20.01 billion UPI transactions in August 2025 is a landmark that reflects the depth and flexibility of the digital economy in India. 34 percent of the increase and fixed per month, growth per month shows that it is possible that digital payments have started as urban revenues, they are now picked up in Bharat and become an amount of the amount full of Malaina.”
The growing global fingerprint in UPI
UPI now represents 85 % of all digital payments in India and the salads of approximately 50 % of digital transactions in the actual global, according to NPCI.
The platform is currently operating in seven countries – the United Arab Emirates, Singapore, Batun, Nepal, Sri Lanka, France and Mauritius. Among them, entry to France represents a major milestone because it represents the first UPI foothold in Europe, allowing Indian and resident travelers to pay smooth digital payments without friction to exchange traditional currencies or foreign bank fees.
NPCI and RBI: India Digital Command
NPCI, which is promoted by the Indian Reserve Bank (RBI) and the Indian Bank Association (IBA), works as a comprehensive organization that manages retail and settlement systems throughout India.
The UPI-launched platform, which was launched in 2016, quickly developed into an cornerstone of India’s financial infrastructure, support not only peer payments and merchants but also government benefits transfers, fees payments, and international transfers.
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