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To combat the decrease in the birth rate in America, according to the Trump administration, the “baby’s reward” is studied at a value of $ 5,000 for new mothers.
According to the New York Times, a set of proposals were made in the White House to encourage Americans to marry and give birth to more children. One idea gained attention: a cash bonus of $ 5,000 per new mother after delivery.
When he was asked on Tuesday at the White House if his administration was thinking about this reward, Trump did not hesitate. “It seems to me a good idea for me,” he told reporters.
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The total fertility rate in America (TFR) decreased decades ago. In 1960, 3.65 births for each woman. By 1990, it decreased to about 2.1 – almost the level of replacement needed for the population to replace itself from one generation to another – and by 2023, it decreased to only 1.62, according to a report in March 2025 from the Center for Disease Control.
But although $ 5,000 cannot sneeze, some experts and parents say it is unlikely to move the needle – especially given the high cost of raising a child in America today.
According to Smartasset, the moderate annual cost of parents workers to raise one child in the United States is $ 22,850.
Although Trump appears to love the idea of a $ 5,000 child bonus, there is no guarantee that it will move forward. A White House official told CBS Moneywatch that no final decision was made.
Meanwhile, the high cost of living – from housing to grocery stores to health care – puts pressure on Americans in all fields, whether they have children or not. In an environment where every dollar is important, finding ways to build additional income flows can occur real.
Below is a look at three simple ways to start earning negative income-money sources that continue to flow with a little daily effort.
Real estate is a common way to generate frequent income. When you own a tenant, the tenants pay the rent, you gain a fixed monthly cash flow.
It is also a hedging time against inflation, as property values and rental revenues tend to rise along with the cost of living.
Of course, the purchase of a large capital requires – and finding the appropriate tenant takes time and effort. But thanks to new investment platforms like receiptYou do not need to have an explicit property to gain exposure to real estate.
With arrival, you can Invest in Rental Homes, less than $ 100All of this without promoting trouble, fixing the leaked faucets or dealing with difficult tenants.
This process is simple: browse a selection of homes that have been examined for its estimation and income capabilities. Once you find a feature you want, select the number of shares you want to buy, and Start in generating a possible regular income – All the time is dealing with property management responsibilities.
Another option is The first National Realty (FNRP) partnersWhich allows investors accredited to diversify their portfolio through the commercial real estate issued by the grocery, without assuming responsibilities as the owner.
Investing in the shares of profit distributions-shares of companies that are regularly distributed part of their profits to shareholders-another means tested for a time generation of negative income.
The stock profits are payments for investors, usually on a quarterly basis, providing a fixed income stream without the need to sell shares. While stock prices fluctuate, companies with strong extremist records allow for profit for investors to win consistent batches, some of which increase their profits over time, which enhances returns.
Of course, not all arrows are created equally. For those looking to diversify easily, the ETFS is an attractive option. These boxes collect dozens or even hundreds of companies that pay profits, which reduces the risks associated with any one share. The circulating investment funds can provide profit distribution widely through industries and often focus on companies with a strong history of paying their profits.
The beauty of investing in ETF is the ability to reach it – anyone, regardless of wealth, can benefit from it.
High -yield savings accounts provide a low -risk method for generating negative income while keeping your money within your reach. These accounts are usually provided Back interest rates One of the traditional savings accounts, allowing your money to grow without the need to lock it in long -term investments. This option is perfect for those who want a safe source of negative income with minimal effort or risk.
These days, some banks and financial institutions provide high -return provision accounts Up to 4.5 %.
In the United States, most savings accounts are secured by the Federal Deposit Insurance Corporation (FDIC) up to $ 250,000 per deposit, for each believer bank. This insurance provides protection for depositors if the bank fails, ensuring that their money is safe and accessible.
If you are not sure of the path you should be taken amid uncertainty in the market today, it may be the right time Contact with a financial advisor Through Advisor.com.
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You can view consultants profiles and read previous customer reviews For free initial consulting With no commitment to employment.
This article only provides information and should not be explained as advice. It is provided without guarantee of any kind.