The son warned his mother against saving to retire, but she told him that it was a fraud. Now the divorced woman is released and retired without saving anything

The son concerned shared a difficult story about his 67 -year -old mother who retired without savings, is now divorced, and she only has $ 1,000 per month. In the past, he warned her against saving to retire, but she refused.

“You told me it was a fraud,” he wrote in P/Poverty Subreddit recently. “I also told her that she needed to get at least a job to get some money. She didn’t try, but she says that no one will rent her because she is age.”

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The poster explained that his mother retired five years ago with zero savings, assuming that she and her husband, who has now been, can now be able to Living outside social security. After divorce, its monthly income will be about $ 1,000 of social security and alimony. The house you live will be sold, and doubts that there will be a lot of remaining stocks. It is also pregnant Credit card debts.

Now, you are trying to enter a residential complex over 55 years with income -based rent. But even, he admits, “I cannot imagine (her) on $ 1,000 a month.”

He lives throughout the country and recently I got financially stable same. He is concerned that he is expected to help her. “I am doing my best so that I am not very involved, but I know at some point she wants money from me,” he wrote. “I will not let her starve her or homeless, but I want to be able to help make her options.”

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Soon the publication directed a wave of responses full of advice. He indicated many programs such as Housing Section 8, the additional nutrition assistance program, a low -income home energy assistance program, a doctor, and local higher centers. A person noticed, “If you can enter into supported housing, this can be done 100 % on this income. Don’t say it will be easy with the current debt but it can definitely be done.”

Some have also suggested that she may qualify for marital social security advantages if she is married for at least 10 years. Others recommended searching in Chapter 7 of bankruptcy to wipe their credit card debts.

There were also those who said 1000 dollars per month means living simply. “My mom is sitting largely at home and watching TV throughout the day. There is no car, no travel, no activities, nothing,” someone shared.

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Others were more direct. “She made her options,” one of them wrote. “I told you that providing retirement is a fraud. Let it discover it directly.”