The Klarana Cofetser trip to the public subscription included $ 16 billion with work with Burger King and Food Stamps

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Investors are optimistic about buying now and pay later. Swedish Fintech Company clear I just went out and it was The largest public subscription for 2025 so farAccording to the Renaissance capital.

But for the founder of Clarna and the CEO Sebastian SimiakovskyThe journey to success was decades in making – and it could not be far from the straight line. In fact, it took years to determine entrepreneurship may be his true call.

It started at the age of 15, fluctuating the distress in Swedish Burger King. There, he picked up the basics of customer service – and began to wonder why people chose to pay credit on the opponent.

By seeing any future in fast food, Siemiatkowski takes jobs as an atmosphere of dementia, school teacher, and eventually to subscribe to the Internet. It was the last experience that sparked his interest in loud culture and grinding-a 43-year-old situation that he was immediately connected.

“Sales are usually seen as this type of low object, but I find it beautiful,” Sikoya Capital said. “I always loved polishing and improving my sales text; in the end I knew that I got it perfect one day when I closed 16 consecutive calls. This kind of things – the art of persuasion – it’s just a great skill.”

But this was just the beginning of the Siemiatkowski path towards the leadership of the higher company Fintech, which now includes the maximum market of $ 16 billion.

The year of the gap that motivated the idea on business in millions of dollars

Simiakovsky’s father always wanted his son to become a doctor; Instead, he enrolled in the Stockholm School of Economics To study business, But he was far from a star student.

Just two years later, he took a gap year with College of Business Administration Faculty, and his colleague Burger King Al -Shab, Nichales Adalth. This project, which led them to the exit from work, (to no avail) was working on a marine ship in Florida, and waiting for tables in a Swiss ski resort.

It is still turbulent, the duo set out to Hitchhike all over the world. But the crisis arose when the last monthly shipping ship missed Los Angeles from Sydney, leaving them, they were stranded.

“We really taught the value of flexibility,” that is what Simiakovsky remembers Sikoya. ))

The worst potential crisis arose when they made it at home and realized that it was absent from the deadline for re -education in the semesters of the College of Business Administration.

“He left this full year completely empty,” said Simiakovsky. “Here I was, thin and poor after a year, no job, no school, and no support at all.” Living in social welfare examinations and food stamps, has a job in Lahmad, a company that helps small companies cover unpaid bills. This was the one who planted the seeds in 2005 when Clarna’s approach would be in consumer payments: buy now, pay later.

Siemiatkowski began building Klarna when he was 23 years old, and the brand has since become one of the best companies in buying now, and later paying the industry that is a Favorite at Gen Z.

After two decades, yet 40 employees turned into millionairesThe Burger Flipper’s Siemiatkowski path to Mogul Fintech that success rarely comes from careful planning – it comes from seizure of the opportunities that life is on your way.

luck I arrived in Klarna for more comment.

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