Sofi Technologies, Inc. (Sofi): Taurus’s case theory

We encountered a Saudi thesis On Sofi Technologies, Inc. MMMT wealth. In this article, we will summarize the bull thesis on Sophie. Sofi Technologies, Inc. (Sofi) at $ 12.86 as of May 5^Y. Sofi’s Thurly and Forward P/E 29.91 and 40.16, respectively, according to Yahoo’s funding.

Sofi Technologies (SOFI) continues to be confused in the short term through silent reactions after the reactions despite the smooth rhythms and the bottom line. However, the long -term investors remain confident in the company. With 16 consecutive suspension of revenues and a strong date of EPS expectations, the basics continued to improve the quarter after a quarter. Although the stock failed to reflect this momentum – as it has recently decreased by 7 % about fears related to the macroeconomic economy – the results of the company Q1 2025 draw clear pictures of mature and increasingly profitable works. SOFI’s revenues grew by 33 % year on an annual basis to $ 771 million, and its strongest pace in five quarters, driven by analogy (an increase of 34 % to 10.9 million) and revenue based on fees amounting to $ 315 million, which is up to $ 1.3 billion and reflects a more stable and risky component of the growth engine. Profitability standards also emphasize progress: modified EBITDA increased by 46 % year on an annual basis to $ 210 million (27 % margin), while net income reached $ 71 million in a margin of 9 %, with a share profitability at $ 0.06.

More importantly, the SOFI Financial Services Department provided the results of collapse, double the Yi revenue to $ 303 million, thanks to the increase in the adoption of high -return APY offers, P2P payment tools, and their integration with Zelle. This checks the management strategy for tripartite financial products offers during the past three years. Although Sofi Invest Trails Robinhood (Hood) is in market mode, especially in encryption trading and options, it may still publish a position if she maintains its growing member base and enhances her product wing. On the side of the technology platform, progress is still frustrated with silent suspension and modest growth, but its full value may not be visible until 2026. Once investors admit the joint force of Sofi’s developmental infrastructure and expansion of financial services, the current evaluation – 4.1X sales forward – may be maintained significantly.

FY25 guidelines call for $ 3.235 – $ 3.310 billion in revenue, but based on QOQ growth expectations by 6 %, Sofi is likely to exceed the high end. Even conservative modeling indicates a revenue number of $ 3.35 billion in 2025, which puts the stage in the amount of $ 3.95 billion in 2026. Meanwhile, Sofi 25 of Sofi 25 out of $ 895 million represents a 34 % annual growth growth, which places it in 15.4x Ebitda – cheaper than the cover, which trades more than 21x. The arrow provides a convincing preparation alongside the strong bullish trend and the low negative part, making it one of the clearest opportunities in the market today.