Natural disasters caused the losses of more than $ 131 billion so far in 2025

the Los Angeles fires Severe thunderstorms in the spring are only a few natural disasters that contributed to more than 131 billion dollars in the global losses for the first half of 2025, according to what it said. A new report from the insurance company Munich.

The total losses so far in 2025 were slightly lower than the same time period in 2024, but are still higher than long -term averages.

By this time last year, the total losses were slightly higher at $ 155 billion, adjusted to inflation. The first half of 2024 included an earthquake in Japan on New Year’s Day, along with severe thunderstorms in the United States, which generated more than 1,250 Tornado.

Of the $ 131 billion of the total losses of 2025, 80 billion dollars were secured, the second highest amount in the first half of any year since the start of the bookstore in 1980. The first half of 2011 is the only year in which the insured losses were higher, due to a severe earthquake and tunaism in Japan.

La Wilfires fires were the most expensive natural disaster this year, and it is estimated that it caused total losses of $ 53 billion, with a believer with $ 40 billion.

Climate Play a role in forest fires Increasing the conditions of the weather index, which makes it more intense and destroyed, According to scientists.

“We need to face the matter that the losses were high and clarify that climate change plays a constantly increasing role,” said Tobias Grimm, the chief climate scientist at Munich Rai.

Grimm said that with more people moving to high -risk climatic areas and more extreme weather events due to climate change, the climbing damage is likely to continue.

Another major global catastrophe in 2025 was the March 7 earthquake in Myanmar, which killed an estimated 4,500 people and caused the losses of $ 12 billion, and a few were not secured.

Weather disasters, such as forest fires and storms, caused 88 % of the total losses and 98 % of secure losses, according to Munich Rai. Earthquakes formed 12 % of the total losses and 2 % of the insured losses in 2025 so far.

Grim said that in seven years out of eight years, the industry witnessed more than $ 100 billion in secure losses.

He said: “The second half of the year is usually more expensive,” due to the largest part of the hurricane season that begins in August and concluding in November.

Since hurricanes and forest fires are the most disaster, the need to adapt and mitigate these climatic effects is necessary to address the increasing insurance costs, according to Grimm and other company experts.

“The best way to avoid losses is to implement effective preventive measures, such as the most powerful building of buildings and infrastructure for improving natural disasters,” said Thomas Blonk, a member of the Munich Rai Board of Directors, in a statement. “These precautions can help maintain reasonable insurance premiums, even in high -risk areas. And most importantly: to reduce exposure in the future, the development of new buildings in high -risk areas should not be allowed.”