My mom wants in Florida, a gift of 30,000 dollars-while my father says any bulletins. Dave Ramsey says both are wrong

Josephine, the retired who lives in Florida, summoned Ramsey to obtain advice on helping her daughter and son -in -law financially.

Although she feels that it is important to give the family of her daughter her leg, her husband differs and feels that his daughter and his son -in -law must manage their bills and should not get a bulletin.

Josephine and her husband are financially comfortable, and they can afford a $ 30,000 gift cost. She hopes that her son -in -law can buy a new car and pay some students’ debts.

Ramsey said that both Josephine and her husband neglect to answer a major question: “What is the best for the child?”

Ramzi admitted that Josephine has good intentions. As she explained, her daughter and son -in -law do not ask for money. She feels she wants to help.

The daughter lives and melted her in a modest house, and they have no payments for cars. However, his son -in -law leads a “racket” over the past few years and the daughter’s car must be replaced. He also has a lot of students’ debts to apply.

Ramzi Josephine asked about the extent of her daughter and her son -in -law to help know why they needed her financial help. When I told him that they were earning $ 180,000 a year, he laughed and said: “You must kill me.”

Josephine explained that they have two children, who eat a lot of their income. But Ramsey did not buy it.

“They urinate their money far away,” I insisted.

With regard to answering the issue of whether Josephine and her husband should submit their daughter’s money, Ramsey said: “None of you is right. You are both wrong.”

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Josephine’s daughter and her son -in -law live in Michigan, where the cost of living is less than average. Breakfast data shows that Michigan is 8.5 % cheaper than the intermediate American state in terms of living costs, and that the annual income is the minimum of $ 41,760 required for the family To live comfortably. So in Ramsay’s mind, there is no reason that Josephine’s daughter and his son -in -law cannot buy a modest car and pay the debts of students.