Is the net value more important than high salary? Some say yes, others argue that a high -value salary of low value is “much easier to reform”

When the Reddit user is recently to publish Loud to claim that The clear value is more important From the salary, it sparked a hot discussion. The post criticized people who boast of six numbers, but they only have little to show it. The author asked about the value of the high salary if everything disappears to the costs of debt and lifestyle. “Whoever cares about what you do if you are still shattered,” they wrote.

The poster argued that many of the six numbers live on the salary on the salary and praise their income despite his burial in debt. “I prefer to make 50 thousand annually and I have 250 thousand northwest, from 150 thousand annually and be an debtor,” they wrote, adding, “showcasing the existence of financial discipline and high financial efficiency.”

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Some people agreed, noting that the income is only one part of the story. “I worked with a man who made more than 100,000,” one of the commentators wrote. “He refused to save anything, not even 401 (k). He bought anything and everything he wanted. He still does that.”

Others pushed back, saying that the high salary gives you more options and flexibility. “Give me High salary And TRIGH is low. One person said: “It is much easier to reform.”

Another argument, “that 150 kilos (salary) can erase debts and build 250 kW, hell is much faster than 50 kilos / 250 kilos can increase.

A more detailed response to how someone Even $ 150,000 It can contribute strongly to retirement, getting the employer’s matches, and outperforming a person with a smaller income within a few years. “You can waste all 126.5 thousand taxes and ends with a quarter mill in 5 years,” the commentator explained.

Transer: Increase your retirement savings and reduce taxes: Set the date of your free call with a financial advisor to start your financial journey – no cost or commitment.

Despite the differences, one fixed topic appeared: discipline is more important than the initial numbers. “If you have an unnoticed Spending problemOne user wrote: “The amount you make does not matter. You can make a million a year and if you are still spending 1.2 million, you are a fool.”

Another summed up in this way: “The pure value does not always take a sign of discipline, but your message was well transferred. If you achieve a million dollars annually for a year, this does not make you rich.”