In 65 years, the French retirees outperform the workers-while many newborns cannot withstand the costs of retirement.

The French retirees, who are over 65 years old, now earn more money for the average salary of adults in the age of work in the country, according to Financial times analysis From the conversation Luxembourg income study. Retired average earn € 1,626 total per month ($ 1926) at the end of 2022, and it currently gets about 2 % more than working adults.

Although it is a marginal gain, it is the opposite of retirees in most other countries; American retirees earn about the sixth less than the relative income compared to working adults, and the UK retirees get about five less, and the Australians face the larger variations, with a third of less income.

However, the report indicates that this is not a new innovation. In the five decades between 1970 and 2020, the cumulative increase in the average income of French citizens between the ages of 18 and 64 increased by 100 %, while increasing more than 160 % for retirees in the country.

While the French retirees enjoy the fruits of their work and the pension that stimulates envy, and retirees around the world They work for a longer period To overcome meeting.

Why can French retirees have a retirement cost when other convictions cannot

In addition to more moderate living costs, French retirees enjoy more return to their pockets because the government gave priority to the benefits of retirement. The country’s pension plan authorizes them to reap 50 % as a maximum of their average annual profits, according to Cleiss.

The average annual retirees income is the total profits on which the contributions were paid, which are calculated based on 25 years of winning the year. However, it should be noted that retirees must work for at least 42 years to receive the country’s full pension in the country.

The country continued to spend more on retirees; France has increased its share of GDP, which is spent on the benefits of age, health/care by 2.9 % since 2001, according to what he said. foot analysis. In comparison, his average counterpart has settled slightly over 1.5 %.

Meanwhile, retirees in other countries are not very lucky. As of 2023, France Spend 14 % of its gross domestic product on public pensions, while the United States spends about 7 % relatively. French retirees also get more uproar compared to Americans – in the United States, the average rate of net retirement pension replacement is 50 %, while in France the replacement rate is about 74 %. American professionals at the end of their working life earn a lower simplicity.

In addition, it takes longer to get money; Americans cannot reach the advantages of retirement in social security even about 66 or 67, after years of their French counterparts.

The Americans “live the nightmare” and work well in the 1970s

Unwanted pension plans in the United States and high living costs in the sky forced the Americans to work longer than fear of running out of their savings.

More than five of every five retired Americans, representing about 20 million people, worried that their money You will not be able to Support their lifestyle, perfect retirement, according to April survey From the investment banking services company Da Davidson. Their lack of money was amazed about kicking after decades of work, as about 60 % of retired Americans want to get a side bonus to complete their savings.

Almost 20 % From retired people “Struggle” or “live the nightmare”, while only 5 % said they are “living the dream”, ” according to Schrooders’ 2025 US Retirement Survey.

While retirees in France have additional years In 70sIt may not be for a longer period. In 2023, former Prime Minister Espith Borni first A plan revealed To raise the retirement age in the country from 62 to 64 by 2030. When the President of France, Emmanuel Macron, Also suggest In the passage of retirement age towards the rules of other Western countries, it was met with rapid resistance. The financing of retirees has grown to the point that these costs are the sixth budget of the Ministry of Defense in 2024.

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