Her husband installed credit card debts with the names of their children and wanted her to exempt him. “Your husband is a scum,” said Dave Ramsey.

A woman from Texas invited to “Ramsey show“Recently, with a horrific story about her ex -husband soon. She said that he secretly opened credit cards using their children’s identities, and she died large debts, then emptied his retirement account to pay them. Now, he is asked to sign legal documents that would relieve him from any violations.

“No good. Not happening,” personal finance expert Dave Ramsey He said frankly. Then he added: “Your husband is scum. Anyone who spoils his children is scum.”

The situation called “criminal fraud” and said that it was the issue of a textbook ID theft. “Your husband is a criminal. Oh, and who stolen?

Do not miss:

Ramsey was clear about how to respond to the papers that the husband wanted to sign: “No, I do not sign any papers except for the papers you put in prison. This is the papers we sign.”

The caller, Alexandria, said that her husband was insisting that it was not possible Withdrawal of credit reports For their children. But Ramsey fired immediately. “Yes, you can do it,” he said. “You can withdraw children’s credit reports and you can freeze them. We know that because we did it when Rachel was a minor.”

Co -host Rachel Cruz Support this, saying that it is not only possible, but it is important. “You are doing this to protect them from only stealing identity with the Internet and fraud,” she said.

Trend: Bezos’s favorite real estate platform launches a way to ride a continuous special credit mutation

Ramsey said that freezing their children’s credit is the best way to prevent further fraud. “If they already check the credit before the credit card is issued, they will not do this if it is frozen next time he tries to do so. Because there will be the next time. This man is a deceptive artist.”

Ramzi also told Alexandria not to trust anything that her husband says to go forward. “Anything this man says is not true. If his mouth is moving, he is lying. This is a man who steals the identity of his children for his personal interest.”

He strongly advised her to withdraw credit reports immediately to find out the real damage and report the crime to the police. Ramsey said: “I would like to raise a criminal (report) on him,” Ramsi said. “I was going to do the police – I prepared it and said,” Hey, someone stole my child’s identity. “Oh, he was definitely.”