Do you trust Amnesty International Shopping for you? Credit card companies are betting on you

Artificial intelligence will be able to soon make purchases based on the preferences you learn from you. You just need to deliver your credit card. The Visa and MasterCard announced last week that card holders will be able to use artificial intelligence to automate the grocery and travel credit cards and everything else.

Visa assured CNET that the new smart trade program test in a visa in North America, with a widespread use of next year. MasterCard Agent payments programLike the Visa offer, is currently available in the United States.

” Press statement. “These agents will need to trust with payments, not only by users, but by banks and sellers as well.”

However, confidence in artificial intelligence is not always easy. Often news has been released since its presentation Disturbing responses And “and”Hallucinogenic“Manufacture information or operation in unexpected ways. Its question about the additions that must be added to your pizza is one thing, but to give Amnesty International your financial information may have severe consequences.

In addition, it is not clear how shopping recommendations will be delivered and examined by these services. Artificial intelligence recommendations can be useful as long as they are accurate and You do not have hidden motives.

Chatgpt Also announce Last month, shopping features add to a ChatGPT search. However, the ChatGPT product does not buy items for you.

Artificial intelligence agents can facilitate products, cut off while you search and provide a click or two, but you may not have the same confidence in the purchase if you do it yourself.

The new Visa and MasterCard programs are designed to use artificial intelligence to learn your purchase habits and customize your shopping experience. But they take this step forward, allowing you to delegate artificial intelligence to make your on behalf of you.

For example, MasterCard said if you plan for a party, artificial intelligence agent will recommend supplies, clothes, places and sellers based on your preferences and conversations, then you will finally perform purchases for you.

It is not clear how artificial intelligence agent will determine your best product, or whether companies can pay for promotion their products.

Both programs are distinguished for safety, which means mainly replacing your credit card information with a one -time use key so that the artificial intelligence agent does not use actual credit card information. It is similar to the use of a Virtual card number.

Visa and MasterCard said that you will not need a new credit card to take advantage of new artificial intelligence tools, and you can prepare controls, such as spending limits and purchase restrictions.

Both companies said that the protection of fraud in current credit cards extends to artificial intelligence agents, along with any decision of conflicts.

While some of the artificial intelligence applications are useful and solved problems in daily life, you do not need to be all things with artificial intelligence.

At least on the surface, the largest benefits of new artificial intelligence factors are to customize a custom shopping experience and reduce the time it spends in search and verification in the end.

Although these improvements may be really comfortable, they can make money spending easier because you need less time to complete the purchase. The agent can also connect you to the products that may not be what you usually buy without suggestion that may lead to Credit card debts.

Besides learning your shopping preferences, most other features are already available in some form.

Bill payments and Subscriptions It can already be a mechanism without the need for Amnesty International to buy things on your behalf. You can already use obstetric artificial intelligence such as ChatGPT to help narrow products offers if you choose it, or check your Google reviews to find the right suitability.

Your personal data, like how to shop, is also a more hot good than many people realize, and it should not be given consent to use it lightly.

While fraud protection in VISA and MasterCard extends to these AI purchases, previous issues raise the issue of whether you should deliver your financial information to artificial intelligence.

It is one thing when AI chews additional fingers on a created image or provides something as a historical fact that has never happened. But you should be particularly careful when it comes to spending your money and sharing personal habits, at least at the present time.

“Trusting these tools to make any financial decision to you, regardless of how small they are, carry some risks that they will not do what you expect to do,” said John Reed, Editor -in -Chief of Amnesty International at CNET.

“If you decide to use these tools, make sure to monitor your financial accounts and financial transactions to discover anything unexpected before it becomes a bigger problem.”