Colesterol as salary statements: The alert consultant appears as companies retire quietly from employees between the ages of 42 and 45 years

If you are in the early 1940s and work on the company’s job, the countdown may have already started, because companies quietly decide that your retirement age is not 60 years. He is 45 years old.

AK Mandhan Investment Advisor has caused anxiety across the professional circles in India with a sharp evaluation of the demobilization of companies: “Retriyah life in large companies is not 60 … It ranges from 42 to 45.”

According to him, senior employees are classified as “cholesterol as salaries” and show the door – not for performance, but for cost.

This is not an isolated note. Surab Mukherjia, the founder of investment managers in Marcelus, highlighted similar warnings. Citing a wave of automation and reducing costs across sectors such as that, financing and consulting, warns that India is witnessing “the death of labor with a wage” as a long -term safe path.

Business models and Lean Business not only begin novice roles, but also medium-sized managers in the 42-45 age group.

“I got 10 million graduates coming every year and a few jobs at the bottom. But companies are also lowering the medium,” explains Mukherjia. For those in medium positions, this means fewer options, there is no functional security, and a brutal market if it is stopped.

Mandhan’s message is clear: If you are in this age group and you do not have a negative income – specific property, investments or the ability to manage your own business – your family is in a dangerous financial risk. It may mean a rosy in 45 early, unprofible and unprofible retirement.

Mukherjia urges Indian families to rethink the form of “graduates and get a job completely”. He says, “The jobs will not be there.” Building self-reliance through entrepreneurship and investment is no longer an option-it is to plan to survive.