Chase Sapphire Reservation is worth $ 250 on Apple Perk. I do not fall into that

SAPPHIRIRE ResERVE®* to update Earlier this week and now includes a number of new annual credits and other features, including Apple Plus and Apple Music, at a value of $ 250 annually (ends June 22, 2027). Chis also raised the annual card fees.

It now costs $ 795 annually, so you have to do more work at work to get enough card to cover the cost. This means that the average credit card user will not even want to consider this as an option. It is fair.

In my opinion, you should not need to recover dozens of credits, or subscribe to many free subscriptions, just reserve flights and hotels when your points are strengthened, or you feel you are forced to buy Peloton to make sure you get enough value to justify the annual card fees. New credits and features look great on paper, but for me, they mean more work.

There are some important changes to the card rewards as well. It has a greater welcoming offer and new reward rates, and less exciting, chase changes how the card points estimate. But we will reach that.

I am sure that some travel experts and credit card fans will differ and can easily get a lot of value from this card, but for credit card holders like me who prefer a more automatic and simplified experience, it doesn’t seem worth the extra effort.

Here’s everything new with Chase Sapphire Reserve.

How does the new Chase Sapphire reserve looks?

Chase changed the card bonuses and how much it deserves when the recovery time is time.

New and comparative bonuses

New rewards	Old rewards
8x points for all traveling travel through travel chas	10x points to book hotels and rent cars through travel chas
4x points on flights and hotels reserved directly	5x points on the seized flights through Chis
3x points when eating	3x points for all other travel
1x point for everything else	1x point for everything else

These changes are good. Food bonuses seem to be irrational on a travel card, and this is something that I was not seen on the card originally. Also, you do not always need to book through the Those Travel opens more chances of travel and earning.

The card also includes a higher welcoming offer:

• 100,000 bonus points and $ 500 credit travel to spend $ 5,000 in the first three months of the opening of the account.

However, Chase also changes the value of the rewards you earn through Boost New Point.

You are used to be able to recover your travel points via Chis with a value of 1.5 cents per point. Now, you will earn 2 cents per point, but only with redemption and reinforced hotels only. And if you recover your points for any triple flight or hotel, its value will be only 1 percent. You can still transfer your points by 1: 1 to the travel partners in Chase.

This is clear that this is less flexible than the previous card rewards program, and it is likely that it will cause the card holders to be missed at the value that had been secured. What if there are no enhanced flights or hotels for when and where are you looking for travel?

You will either need to wait or cover your journey. Or, you can move your points where their value can be more – but again, this work takes more than just recovery through your card source gate to get a small bonus, as before. Chase Sapphire Preferred® is now using Boost Point as well.

New annual credits

The card also acquires a handful of new annual credits:

• $ 500 editing credit. The Edit is the new Chase collection, which includes more than 1100 hotels. You get $ 250 from January to June, and another $ 250 from July to December.
• $ 300 credit to eat. Again, divided by half – $ 150 for January to June, and another $ 150 for the month of July to December.
• STUBHUB credit. $ 150 for January to June, $ 150 for the month of December. December 31, 2027 ends.
• Apple Plus and Apple Music membershipWorth $ 250 annually. Ends June 22, 2027.
• 120 dollar credit. You get a monthly statement of $ 10 for Peloton membership until December 31, 2027, with a maximum of $ 120 annually. In addition, 10x bonuses will gain Peloton equipment purchases.

Those are the new credits. There are also a number of others. You can see it all Chis page. The source says the card offers more than $ 2700, but you will really need to work to achieve this.

For those who spend $ 75,000 traveling on the card in a evaluation year, you will open a southwest travel balance of $ 500 in addition to a list A list A, ihg Diamond Elite Status and $ 250 in the data data in Chase. This is the most likely high spending threshold that the most mysterious traveler can reach it, and does not seem to be a great return on investment.

And higher fees

Finally, the card now costs $ 245 more than it was a month ago. The annual fees of the Chase Sapphire Reserve are now at $ 795, and it is one of the highest rates on the market. Although the credits provided can exceed the card price, you will need to do the work to use everything you offer.

This means purchasing and using Peloton, checking the points enhancement program, ordering Doordash, using LYFT and taking advantage of new eating credit, two travel balances, etc. It is a lot of homework. If you do not use enough additional privileges, you are likely to be on a hook for at least part of the annual fees.

Do you have to get this card?

In short, I think there are people who will find this card worthy of it, especially those who have higher travel budgets (and perhaps a type of assistant to help them track everything), but for the average traveler or credit card holder, they are likely to leave the value on the table and attach to high annual fees.

There are a lot of offers here, which is great, but the change in how to estimate points, and the amount of additional work that you should do annually to make the $ 795 card fee actually worth the cost, do not add to me. But again, I may see credit card slightly differently from most card experts. I like the easy way, which is the path that guarantees value without any financial erosion or works outside my usual routine.

So I will be happy with my favorite sapphire, which provides less, but only $ 95 per year.

I use it to eat my expenses for dining and travel, and get my points for trips to the home through TRASE Travel and take advantage of its annual credit to show the hotel of $ 50.

There may not be countless annual and membership credits and subscriptions, but I barely need to do any additional work – and certainly I do not need to increase spending – to achieve its value in exchange for the amount of cost annually.

*All information was collected about the Chase Sapphire and Those Sapphire reserve independently by CNET and was not reviewed by the source.