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Bank of America is one of the largest financial companies in the world. The company is primarily an American retail and commercial bank, with a network of more than 4,000 branches in most parts of the country. The 2005 acquisition of MBNA made Bank of America the nation’s largest credit card lender. As such, trends in consumer interest rates, employment, income growth, and borrowing patterns represent a significant risk to the company’s earnings. Acquisition of Country in 2008
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