Clarna first appeared on the New York Stock Exchange with shares by 15 % on the first day of trading

KLARNA shares opened at $ 52 per share on Wednesday, a 30 % bonus for the $ 40 company prices. It took approximately three and a half hours for specialists on the New York Stock Exchange floor to handle the first batch of the company’s deals manually. The stocks rose to $ 57 before losing some momentum and ending at $ 45.82, an increase of 14.6 %.

More than 34 million shares have been sold for about $ 1.37 billion for investors, making them the largest subscriptions this year, according to Renaissance Capital. This is noticeable that 2025 was one of the most preoccupied years for companies that are offered to the public.

Other prominent public subscriptions this year include Figma Design Program Company and Circle Internet GroupWhich is issued USDC Stablecoin. Investors are also looking for the expected market on the market Stumbhub tickets The encrypted currency, Gemini, owned by the majority by the winklevoss twins.

Klarna was founded in 2005 as a payment company, entered the American purchase market in 2015 in partnership with the MACY’s store operator. Since then, Klarna has expanded into hundreds of thousands of merchants and merged itself into Internet browsers and digital portfolios as an alternative to credit cards. The company recently announced a partnership with Wal Mart.

The company will be traded under the “Claar” icon. While Clarna was founded in Sweden, a common payment service in Europe, the company’s executive officials said they had made a decision in the United States as a sign that future growth opportunities in Clarna lies with the American shopper.

“It is the largest market for consumers in the world, and it is the largest credit cards market in the world. It is an enormous opportunity, from our point of view,” said CEO and co -founder, Sepastian Simiakovsky.

Over the years and in multiple interviews, Siemiatkowski explained that Claarna wants to steal customers from large credit card companies and sees credit cards as a highly exploited exploitable product rarely used by consumers correctly.

The most popular klaarna product is what is known as the “Payment in 4” plan, where the customer can divide the purchase process into four payments distributed over six weeks. The company also provides a long -term payment plan as it receives interest. The work model has been discovered worldwide, especially among consumers who are reluctant to use credit cards. The company said that 111 million consumers worldwide used Claarna.

Clarna and other purchasing companies have attracted the increasing public interest in recent years, and the business model has acquired. Federal and federal organizers, as well as consumers groups, have expressed some concern that consumers may excel themselves financially over the purchase loans paid exactly as they do with credit cards.

Siemiatkowski says the company actively monitors how consumers use their products, and the average balance of Klarna user is less than $ 100. Since the company issues six weeks or less loans, Clarena argues that the subscription standard can easily be adjusted depending on economic conditions.

With Clarna’s announcement, the founders are now participating billionaires. At Klarna of $ 40, the value of the Siemiatkowski share is 7 % in the company about one billion dollars, while Victor Jacobson, who left the company in 2012, has a 8.4 % stake in the company now $ 1.3 billion. Simiakovsky said he did not sell shares as part of the public subscription.

But with the 20 -year -old Claarna nursery period before the announcement, and many donation rounds, the main parts of the Silicon Valley are running with a handsome return to their patience. Sequoia Capital, the investment capital company, which was an early supporter in the company, has raised the ownership of 21 % in Clarna approximately $ 3.15 billion. Silver Lake, another VC major company, has about 4.5 % of the company.

Clarna reported the revenues of the second quarter of $ 823 million in August before offering publicly and received a rate of $ 29 million. The rate of delinquency on Klarana “Pay-4” loans is 0.89 % and on its long-term loans for the largest purchases, the rate of delinquency is 2.23 %. These numbers are less than average of 30 -day delinquency rates on a credit card.

KLARNA will now be the second largest purchase company-the market with the market value behind confirmation. The affirmation shares have increased by more than 40 % so far this year, which put the value of the company about 28 billion dollars, with the help of the belief among investors that the companies that they buy for an advance may take their share in the market from traditional banks and credit cards. The confirmation decreased slightly Wednesday.

The main subscription companies were in Clarna for public subscription Jpmorgan Chase And Joldman Sachs.

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