“Emis is now eating 50 % of salaries”: The startup founder appears to be alert, the lifestyle crisis in cities

In the LinkedIn post that rapidly discussed, the founder of the Money Seddhant Mukund warned of a disturbing transformation between the urban professionals in India, saying: “Something frightened quietly in the main cities of India.”

While economic rise and decline are part of the cycle, Mukond noticed that this moment looks different. “The motivation behind the change of jobs mainly turned,” he wrote.

Before birth, the two -digit increases were the base and EMIS was planned with confidence. Today, even traditionally settled employers reduce their size, high salaries in large technology often decrease to less than 5 % – leaving many professionals stretching.

MUKUND has a sharp increase in financial stress: 40-50 % of salaries is now heading to EMIS and insurance installments, much higher than 25-30 % that are healthy. Professionals are increasingly anxious about school fees, health care and basic expenses that exceed their profits. Dream Homes has become burdens, and job switches are driven by staying more than ambition, as many seek to increase only 25-30 % to stay on his feet.

“The expectations that formed the life of salaries for 10 to 15 years are no longer pregnant,” Mickond warned, and urged professionals and employers alike to recognize this structural transformation.

Drawing after strong reactions. One commentator wrote: “The keys to jobs are less than ambition now and more than survival. Families are cut off, and they choose the ability to withstand costs and practical application of ambition.” Another called “a disorder awaiting its occurrence”, provides advice to professionals to return to the basics – less, provide more, and give priority to family and health.