Nashville’s employer paid $ 42,000 despite her warnings – now they want everything. Ramsey weighs

Rachel, from Nashville, Tennessee, recently called for Ramsey show For advice on a mistake in salary statements that led to $ 48,000 instead of about $ 5,700 – paid 42,300 dollars.

“I told (the employer) before hitting my account. But they took a long time to correct the error and got the debt payment letter that we are now 10 months in the future.”

Unfortunately, the delay prompted this problem through a tax year, causing Rachel’s issues. It only has a portion of the excess amount of approximately $ 42,000 because about $ 19,000 has been withheld from her salary for tax purposes.

At this stage, Rachel wants to pay the full amount of excess payment. However, even Tax Authority Returning the guilty tax, it is unable to do so.

Rachel noticed the error in October 2024 and immediately informed her company about this problem. Unfortunately, excessive payment has not been stopped in time. Instead, an additional amount of 24,000 dollars was deposited in the RACHEL banking account, and about $ 19,000 was withheld for taxes.

Rachel did not get a tax recovery for $ 19,000, so that she could pay only 24,000 dollars from excessive payment. According to Dave Ramsey, the Tax Authority must return the remaining amount, but it has not yet happened. With her company, which she wants to appear $ 42,000, is not sure what to do.

Ramsey said: “One number: You do not pay more than you already condemn.”

Ramsey suggested a “breach deal”, which is starting by Rachel to return excessive payment of $ 24,000, which was deposited in her bank account.

“Then you have to pay taxes when tax funds come,” Ramzi said.

In other words, as soon as the company replaces its papers with the Tax Authority to correct the error, Rachel must receive the tax of $ 19,000, which it can then transfer to its employer.

“You need a tax specialist, I think,” Ramsey advised.

The complex situation in the hosting of Ken Coleman left frustrated. “A large company has all the world’s resources to fix this, and it did not fit it quickly. I hate it for her, but it is repaired.”