
Change the process of getting rid of toxins in spending my relationship with me – and taught me some sudden lessons.
I will be the first to admit that financial trends on social media can be, well, a way to circumvent. But the commitment to buying anything for a month seemed to be a challenge worthy of attention, especially with a recession On the horizon.
A few days later, I took the first radical measure. Instead of requesting a $ 20 pillow that I was eager, I gave a meal of food that I enjoyed – amazing, prepared. Can this lack of purchase change more than my purchase? Positive.
During this toxins for 30 days, I couldn’t immediately decrease in my money to relieve boredom or avoid simple inconvenience. I had to be creative, more dependent on myself and find new ways to communicate with others.
I have transformed this type of consumption completely my mentality, which helped me budget and deliberately reduce costs. It did not make me rich, but it helped me provide a large part of the money. It was more fun than I expected.
Read more: The simple simple trick helped me pay off debts and retire from my myself. Here is how it works
More mind spending: my non -purchase rules
“Do not like” does not mean spending any money at all. It is clear that we cannot avoid paying the price of necessities such as housing, food and utilities. But we can be more perceived about how our budget. We can also be more accountable about the non -essential elements that we give priority every month.
For a month, not Shri, I followed what the main action and what others cannot do on social media, and distinguish between “necessities” and “additions”. I also added some custom spending allowances (completely depriving myself Reverse results seemed).
Things I can buy
✔ Housing/facilities |
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Car and home insurance |
✔ Internet/phone |
Student loan payments |
Grocery stores and personal care elements |
✔ Emergency cases (such as urgent cars repair) |
Gas |
For purchases like groceries, I have set an additional base that I can only buy the things I need only. The re -storage of the brief nutrients that was fine was fine, but I had to create the ingredients that I had already before buying anything else. |
Personal suits
✔ Expenses related to the events that you already set (for example, hosting a dinner party for friends, a concert I had tickets) |
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✔ Broadcasting services (limited to one for music and one for television/films) |
Charity |
As for the events that I already planned, I focused on being economical. Instead of buying new Margarita glasses to spend Taco’s night with friends, she struck buynothing To record some free. Instead of paying the boom rates to stand near the concert, I kept a farther spot in a reduced place. |
Things I could not buy
Eating |
---|
Entertainment |
𝗫 Unnecessary/estimated purchases (for example, clothes, Mirch at the party that had tickets) |
𝗫 Reforms I can make myself |
𝗫 The services I can do myself |
What I learned from the month of rationalization
This challenge, which he did not buy, was not a quick plan. I have already felt converting, helping to clarify my relationship with money and establish long -term health habits. Here are some fast food.
The comfort is expensive
He made me get more deliberate with my agreement to realize that I was paying in addition to avoiding the tasks that I find annoying or time.
For example, although I do not enjoy my dog when their fur becomes unbridled, it costs about $ 100 to make a dog salon. So I removed the pet haircut that I had bought for months and has already used it. The results will not qualify my puppies to display dogs, but they were completely passable.
Another example: Requirement for delivery is easier than roaming the refrigerator for dinner ideas Meal At the end of a long day. But for the cost of Grubhub, including delivery fees and driver advice, I can make dinner for a whole week through creativity and spend time cutting and mixing.
The reliance on the paid entertainment is my attention. It turns out that I have a lot of fun things to keep me busy.
Forget the price of the restaurant – the Potluck’s birthday party was more enjoyable (and a great excuse to try a new cupcake recipe).
Dependence on the paid entertainment made my life boring
Reducing what I can spend on entertainment made my days more interesting by opening my hobbies and interests.
I canceled all the broadcast service except for one service, so instead of passing without mercy through things to watch, I finally downloaded to a pile of craft projects that I had gathered for months. I did puzzles and adult coloring books. I have rearranged and arranged my vegetarian child. I finally listened to the audio books that I bought for months.
I missed things in my hand and I was able to get out of my usual routine and challenge my mind to work in new ways.
Social crutch spending
I didn’t realize how many times Softening It means overcoming a decent part of the money. Dinner, drinks, plays, and concerts – whenever I have not seen a friend for a while, the first instinctive was to reserve an activity with them. I forgot the least -price methods, I maintained friendships as a broken girl in my twenties.
Shine Painting night nights And dinner at home is more enjoyable than a loudly crowded restaurant. I was surprised when I learned that many of my friends felt the same. Now you don’t have to worry about pressing a luxury bar cocktail to throw the social gathering.
Some things have an emotional value
It was one of the use of the challenge that he still did not buy was to reduce Things that do not matterWhich gave me more space to bear what was an emotional value.
When I was invited to attend a surprise party outside the city, I did not join him almost. However, it was an opportunity to meet some of his friends and see the old Dos lands, so it was worth it. I am not sure that I can have a journey in my budget if I don’t have already turned my agreement in other categories.
Reward: I have gained my savings
Thanks to my unimaginable experience, I flew more than $ 100 with a little normal monthly agreement. This money goes directly to Savings Lausad Baladi Emergency Fund.
Although I am no longer officially challenging, spending habits have definitely turned. The request for eating abroad, payment for movies and clicking on “Buy Now” is no longer things I do on the automated pilot.
My monthly without purchase was just a reset, and my life has improved more than just a financial way. All in all, I will consider that victory.
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